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Thank you, thank you

July 18th, 2014 at 01:29 pm

I love it here. I whine and complain and you guys tell me that it's OK and give me suggestions to fix my issue. You guys rock!

I think part of the cash problem is that July was a 3 paycheck month, with the last paycheck falling on June 30th. So I took out my paycheck $220 in June, but most of the money was spent on paper in July. Then I took out my $220 on Monday for this paycheck cashage and will take out $220 on the 28th. So I have cash, but no budget.

Anyway. The credit card I'm paying off closed today and it went from $2700 to $1700 in a month. I'm definitely make progress! It used to be that I had a large credit card bill when I first started my job. At that time, I had a certain amount I would pay per month, not throwing everything at it. It was so large that I treated it like a rent payment. I would up the amount when I could, but I still made sure I had some fun money. Trying to pay off the credit card ASAP this time is making it so that I throw everything at it, not saving a lot of money for fun.

Well, that and me trying to do a No Spend Month. That's my own dealie.

Yesterday I spent money on bowling $10, lunch with coworkers $7, taco shells $3, and Subway dinner $16. We bought the three footlongs for $15 and we both have dinner tonight too. I smartly packed water and chips from home and also a cooler with ice packs to take home the extra subs. Now I don't have to cook dinner tonight!

I'm hoping for a NSD today and another No Spend Weekend. The only thing that might break it would be buying bread for boyfriend's lunch.

One of my coworkers just gave me a bag of kitty treats that her cats didn't like. Since I anticipated spending money on treats and now I don't, I took $5 from Household and moved it to restaurant/entertainment, so at least I'm not negative in that category! Smile

Posted in Budgeting | 4 Comments »

4 Responses to “Thank you, thank you”

  1. Maranatha Says:
    July 18th, 2014 at 01:33 pm 1405690417
    1405690417

    I love reading your posts and look forward to them. I don't know if I could do a no spend week much less a no spend month~! Theres a new challenge for me to consider, maybe I could start with the week instead of a month. I may try.

  2. creditcardfree Says:
    July 18th, 2014 at 02:14 pm 1405692853
    1405692853

    That debt pay off is what you need to focus on! $1000 in a month paid off is definitely worth celebrating with some happy dancin' and high fives!! Smile

  3. CB in the City Says:
    July 18th, 2014 at 02:25 pm 1405693535
    1405693535

    I love reading your posts, too! I'm definitely not doing a no-spend month now, but I'm thinking about doing it again -- maybe even next month!

  4. My English Castle Says:
    July 18th, 2014 at 03:13 pm 1405696385
    1405696385

    That $1000 payment is huge! Congratulations!

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