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Frustrated

March 10th, 2013 at 08:32 pm

Back in 2008, my then-husband and I decided to divorce. In the divorce decree, he was supposed to pay the house payment until the house sold. He made the payment for a few years, but then stopped paying and the house was foreclosed upon. By the time he told me that payments had not been made, foreclosure proceedings had already started and he had to be out of the house in 20 days. It kinda didn't matter, because I didn't have the money to make the mortgage payments anyway.

So, the house was foreclosed. Yucky for my credit. But now the 2nd mortgage, which was not taken care of with the foreclosure process, has been sold to a company that is now suing me for the amount of the 2nd mortgage. At least, I'm pretty sure that's what the person trying to serve me papers is going to give me when she comes back.

I'm frustrated. I'm angry. I probably need to meet with an attorney to see if there is anything I can do to not be on the hook for the full amount. I would like the ex to be on the hook for 1/2. I don't know if that is possible.

I'm also irritated and mad because I feel like I scrimp and save and for what? To pay an attorney to make ex pay his fair share. When we divorced, I took the credit card with the higher amount owed because he was agreeing to pay the mortgage. I scrimped and saved to pay that off, while watching him run the other credit card up.

I know that part of this is my own fault; my own responsibility. I signed those papers. I'm just angry because I feel like I'm paying for the ex's mistakes. Heh. Or maybe my own mistakes, because I did pick him, right? ARG!

Posted in Uncategorized | 4 Comments »

4 Responses to “Frustrated”

  1. Petunia 100 Says:
    March 10th, 2013 at 10:38 pm 1362955095
    1362955095

    That does sound very frustrating. Frown I'm so sorry you're going through this. I hope the attorney will have some good news for you.

  2. creditcardfree Says:
    March 10th, 2013 at 11:51 pm 1362959466
    1362959466

    Sorry for your frustration. It sure would be easier, if you were able to communicate to each other about the plan. Is that even a possibility?

  3. snafu Says:
    March 11th, 2013 at 06:02 am 1362981735
    1362981735

    Were you the only signature on that second mortgage? If the divorce documents outline the agreement leaving financial responsibility of house to EX, why not insist the server deliver the papers to EX? He is the person they need to sue. You were absolved of financial responsibility - were you not? Are they taking advantage of your vulnerability when there is no 'legal' authority for that action?

    I'm disappointed your lawyer left you vulnerable to bad choices EX made which resulted in his losing the house to foreclosure which somehow affected your credit rating.

  4. MissAngel Says:
    March 11th, 2013 at 09:25 pm 1363037148
    1363037148

    We are able to communicate with each other---somewhat. We tried very hard to keep the divorce as amicable as possible. He has remarried and I don't think I'm her favorite person in the world (big surprise, right?). Also, ex sometimes will say anything to diffuse the situation, whether he will really do the thing or not. Both of our names are on the loan papers and both of our names are on the court documents. I have not yet contacted him to see if has been served too.

    I did not have a lawyer, but it looks like I will be getting one now. We will see what the lawyer can do for me, if anything. It should be worth a bit of money to get some legal advice on this. Bummer.

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