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Budget/Schmudget, what budget?

April 29th, 2013 at 05:37 am

Went a little crazy this past few days. I will definitely, positively be over budget on many categories when this all plays out. Dang.

I was going to have a whole pile of NSDs this month. I will still meet my goal of 14, but this past week was just going to add to the total. Instead....well.....

Wednesday, SO needed me to drive him to his van, where it was fixed. Since I was going to be "in town" anyway, I decided to get the errands done that I was going to get done on Saturday when I had to be in town for work. So, to the Apple store to exchange my wrong laptop cord for the right laptop cord. Then to Home Depot to pick up the cushions I ordered online and had delivered to the store.

Then to Meijers for groceries 'n stuff. Spent $7 on clothes (black socks for work, snaps to fix a lunchbag with a busted zipper), $17 on household/cats, $14 on groceries, and $11 on personal stuff (including $4 on nail polish that I didn't NEED, but wanted).

Then to pick up $21 worth of Chinese for take out. Yum!

Thursday I have nothing written down, but I also don't have NSD written in my calendar so I don't even know if I spent anything. Let this be a lesson to everyone: write it down!

Friday I bought SOs cheese sticks for this lunches and was having one of those days. You know, don't care, whatever, I think I'll eat pizza on the couch? $19 in Pizza.

Saturday I worked (sweet, sweet overtime) and on the way home, I needed to pick up some groceries so I could go the next two days for NSD. Spent $15. I was talking with Mom, who mentioned her mp3 player bit the dust. With Mom's day coming up, I knew what I was going to get her now! $62 later, Mom's Day for Mom is done. I went ahead and ordered my ex-MIL's gift at the same time--$24 for a magazine subscription I know she likes.

I ordered Mom's gift from Amazon and went ahead and signed up for Prime so I can watch movies and shows and have the two day shipping. Since I am a student, I was able to get it for $39 for the year. But, there is $39 I wasn't really expecting to spend.

Yesterday was a NSD and today probably will be. I took today off as a vacation day to "recover" from working on Saturday. It is supposed to be a great day after the fog burns off, so I plan on pumping up my bike tires and going for a bike ride.

I am disappointed at myself for going over my budget. I think I do so well for a while, then I burst out and spend more than I planned, then go back to trying to live frugally. I could make excuses that most of the things I bought were somewhat planned. I knew I was going to buy Mom's gifts. I just thought they'd come out of next months' budget. I will plan accordingly next time.

Some things, though, were just wants. Nail polish. Amazon prime. Luckily, I will be able to pay for all of this without too much trouble. That's why I took the overtime on Saturday. A little extra money for the fun stuff I want. I just need to figure out a budget that really works for me.

1 Responses to “Budget/Schmudget, what budget?”

  1. snafu Says:

    I'm confident you can stick to a budget! You needn't throw yourself into the ditch with unplanned gifts and preverse take-out.

    Should you choose DIY, home made pizza is incredibly easy with the added benefit of using up leftovers. If you'll keep bought or homemade pizza sauce in a squeeze bottle in fridge, grated cheese mixture in freezer buy a dozen slices of fav. deli meat and add pickled onion, or anything you like. The base can be any flat bread at hand like tortilla, pita, naan or English muffin. Bake your assembled pizza on a flat sheet or shove it in a muffin tin for the cutest, portable pizza.

    Chinese style food is fun to make and there are tons of recipes at ivillage.com or whatever on-line site you prefer. The trick is to coat the meat or fish with a sprinkle of cornstarch. The easiest red sauce combines ketchup, brown sugar, vinegar, Worcestershire, onion and chili pwd.

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