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Some quick lessons learned

July 31st, 2014 at 07:01 pm

If you don't spend much money, you don't have coinage to roll and deposit into your savings account. Bummer. However, I was able to do enough to push me over the $1000 in savings! Yay!

I used to read blogs where they were being frugal and saving money. They would talk about being down to their last six dollars and somehow, somehow, I found that romantic. I was impressed by them, sure. But I would also just be inspired and think how nice it was that they had such a budget. Grrr. I'm not saying this right. I would glamourize their budget skills. Until this month when I cut my budget down and had to stay within its limits and...I hated it.

If you don't count our dishwasher repair, I have $6 left for dinner out tonight for our last bowling night. I didn't like being so constantly on vigil with my money and the people who have to live like this have my utmost respect for doing this every month. Those living on a fixed income; I don't know how they do it. I have said "no" to myself many times this past month and I would not like to live like that all the time. And I was choosing to live like that! This wasn't something I had to do. I picked to do it.

I do want to pay off the credit card and I'm still going to throw all I can at it, but I'd also like to live a little.

Having said that, I will post my numbers of my No Spend Month tomorrow. I truly wish I could be more cheery and tell everyone how great it was to do a No Spend Month; how it got me in touch with my budget and with the things in life that don't cost money. Yes, in a way. However, I already appreciate those things, so I'm not sure this taught me a whole lot more.

I did have 19 No Spend Days this month!

5 Responses to “Some quick lessons learned”

  1. CB in the City Says:
    1406830187

    Everyone likes to live a little! I respect you for sticking to your self-imposed challenge, even when it wasn't fun.

  2. snafu Says:
    1406831362

    Thank you for taking on this challenge and posting details, successes, barriers and temptations. I'd like to try this for the next 3 weeks while DH is away and not making fun of my desire to be thrifty. I was filling in figures as an experiment but abandoned the idea as too difficult in a spendy month.

  3. creditcardfree Says:
    1406831792

    I personally think summer is not the best time to do no spend months, but wow, you did a great job slimming things down, saying no, and meeting your goal of 19 day of not spending!! High five from me!

    I wonder if it was worse because you had tried it in June, too? Maybe your budget is already pretty slimmed down, thus not much room to squeeze out a lot extra. And the extra is just the stuff that makes your life sweeter.

  4. MonkeyMama Says:
    1406835368

    I am not into the "no spend month" concept, at all. I think balance is important. Kudos for trying. But just wanted to say, meh, I'd probably feel the same way. I think for some it works, but for me I could only see it backfiring.

  5. PatientSaver Says:
    1406853895

    I'm not a fan of no spend days or months. It sounds like binge dieting for me. Maybe you'll lose a few pounds/save some bucks while you're depriving yourself, but at the end, I'm not sure you'll change lifelong habits.

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